AI-Powered Core Banking Platform for Credit Unions and Microfinance Institutions.
AI Banker is Rajida's next-generation cloud-based core banking platform, designed to help credit unions, cooperative banks, SANASA societies and microfinance institutions operate more efficiently, securely and intelligently.
Empowering diverse financial institutions
One Platform
Complete Banking Operations.
AI Banker brings every core banking function together in a single cloud platform, enabling institutions to manage customers, savings, loans, accounting, mobile banking and reporting with confidence.
Seamless Cloud Operations
Key Features
Everything your institution needs.
AI Banker brings every core banking function together from member management to intelligent reporting in one unified cloud platform.
Member & Customer Management
Maintain complete member profiles, customer records, KYC information and document management in one secure platform.
Loan Management
Manage the complete loan lifecycle, including applications, approvals, repayments, guarantors, schedules and monitoring.
Past Due Management
Monitor overdue loans, automate follow-ups and improve collection performance with intelligent reminders and reporting.
Savings Management
Manage all savings products with flexible interest calculation, automated transactions and real-time account management.
Investment Management
Handle fixed deposits, investments and other financial products with automated calculations and maturity management.
Interest Automation
Automatically calculate, process and post interest according to your organization's policies.
Budget Control
Plan, monitor and manage institutional budgets with better financial visibility and control.
Bank Reconciliation
Simplify reconciliation processes with automated matching and accurate financial records.
Final Accounts
Generate financial statements, accounting reports and management reports with ease.
Smart Notifications
Keep members informed through automated SMS notifications and push notifications via the AI Banker Member App.
Cash Collection Mobile POS
Enable field officers to collect savings and loan payments using a secure mobile POS application with real-time synchronization.
Member Banking Mobile App
Provide members with secure mobile access to account balances, savings, loans, transactions and notifications anytime, anywhere.
Asset Management
Savings & Investments focused on growth.
Flexible interest calculation, automated recurring transactions and proactive maturity management to ensure institutional liquidity and member satisfaction.
Savings Performance
LKR 124.5M
+12.4%
2,840
+8.1%
LKR 8.2M
34 accounts
Financial Systems Status
Balance Sheet
Auto-generated at month-end
Profit & Loss Statement
Real-time P&L visibility
Bank Reconciliation
Daily automated matching
Budget vs Actuals
Variance analysis dashboard
Institutional Control
Financial Control & Accounting Reporting.
Maintain absolute oversight with automated Budget Control, Bank Reconciliation and real-time generation of Final Accounts and management reports.
Final Accounts Generation
Automated balance sheets and P&L statements.
Bank Reconciliation
Synchronize external accounts with internal ledgers daily.
Budget Control
Plan and monitor institutional budgets with full visibility.
Artificial Intelligence is integrated throughout AI Banker to help institutions work smarter.
AI Banker analyzes operational and financial data to provide intelligent insights, identify trends, highlight potential risks and support better business decisions across your institution.
99.9%
Risk Detection Accuracy
40%
OpEx Reduction
Real-time
Trend Analysis
360°
Member Visibility
Omnichannel Presence
Engagement & Mobile Banking.
Banking App & Mobile POS
Enable secure mobile access for members and web integrations for field officers using field-ready POS collections with real-time system matching.
Smart Notifications
Provide automatic transaction alerts, loan schedules updates, maturity tracking details, and notification signals instantly to client devices.
Why Choose AI Banker?
Enterprise grade infrastructure built from the ground up for high reliability operational targets.
Future-proof your institution with AI Banker.
Discover the complete AI Banker platform, explore advanced features, and request a personalized demonstration today.